Effective Date: [Insert Date]
The rules of the game.
Welcome to Insureyou Advisory. By using our website or our services, you agree to the terms below. We’ve kept it as plain English as possible, but this is the legal agreement between us and you.
1. Who we are
Insureyou Advisory Pty Ltd operates as a Corporate Authorised Representative of [Insert Licensee Name] (AFSL [Insert Number]). ABN: [Insert ABN]
2. About our advice (Read this carefully)
Website Content = General Advice Everything you read on this website is General Advice only. It has been prepared without taking into account your specific objectives, financial situation, or needs. Before acting on any information here, you should consider if it is appropriate for your situation.
Broker Services = Personal Advice When you speak to our brokers directly and provide your personal details, we can offer Personal Advice tailored to your circumstances. However, our advice is only as good as the information you give us. If you withhold information about your health or finances, our advice (and your cover) may not be accurate.
3. The PDS (The Insurer’s Rules)
We do the shopping, but the insurance company provides the product. Each insurer has their own specific rules, exclusions, and eligibility criteria tailored to their policies. These are detailed in their Product Disclosure Statement (PDS).
Your Responsibility: Before you buy any insurance product, you must read the relevant PDS. It is the final authority on what is and isn’t covered.
4. Website Accuracy & Liability
No Guarantees We work hard to keep this website accurate, but we don’t promise it is perfect. Information changes, and errors happen. We do not guarantee the accuracy, completeness, or reliability of the content on this site.
Limitation of Liability To the extent permitted by law, Insureyou Advisory will not be liable for any loss or damage (direct, indirect, or consequential) arising from your use of this website or reliance on its information.
5. Third-Party Links
Our website may contain links to other websites (like insurers or government bodies). We don’t control those sites, and we aren’t responsible for their content or their privacy practices. Click at your own risk.
6. Changes to these Terms
We may update these terms from time to time to comply with new laws or changes in our business. If we make major changes, we will post the update here. It is your job to check back occasionally.
7. Governing Law
These terms are governed by the laws of Victoria, Australia. Any disputes will be handled in the courts of that State.
Contact Us
If you have questions about these terms, just ask.
Insureyou Advisory
- Email: protect@insureyouadvisory.com.au
- Phone: [Insert Phone Number]
- Post: 12/42 King Street, Airport West VIC 3042
